'Occupy' Global Protests Were Years in Making
By Joe Deaux
NEW YORK (TheStreet) -- Communities that felt the impact of Occupy Wall Street demonstrations across the globe on Saturday were experiencing the product of unrest that has been mounting since the 2008 bailouts.
A scroll through the Occupy Wall Street Web site showed mass protests in Madrid, Hong Kong, London, Rome, Tel Aviv, Amsterdam and Los Angeles as the world responded to a "call to action" from lower Manhattan "occupiers."
"On October 15th the world will rise up as one and say, 'We have had enough! We are a new beginning, a global fight on all fronts that will usher in an era of shared prosperity, respect, mutual aid, and dignity,'" a message on occupywallst.org said.
Occupy Wall Street in Manhattan marched from its makeshift home at Zuccotti Park up to Times Square, where supporters lined streets of the historic location, but the daylong march was the result of years of building resentment.
"We [United States] have marketed ourselves as the financial geniuses of the world; we're spreading capitalism, we're spreading our understanding of finance," Arnie Arnesen, former Democratic nominee for New Hampshire governor, told TheStreet. "Well you know what, it's not surprising that if there's unhappiness here that it is going to spread everywhere, because they look to us for leadership." READ MORE >>
This demand is part of Occupy Wall Street protest
Occupy Wall Street: Complaints Include Rising Student Loan Debt, Insurance Costs
By CANDICE CHOI and EILEEN AJ CONNELLY 10/14/11 04:13 PM ET
Huffington Post
NEW YORK -- The Occupy Wall Street protests are hitting a nerve.
A dearth of jobs, overwhelming student loans and soaring health-care costs are just three major issues protesters have targeted. And regardless of politics, economic data suggests they're not alone in their frustrations.
It may be why the protests have spread to other cities – including Boston, Cincinnati, Seattle and Washington, D.C. – after taking root in downtown New York nearly a month ago.
Take for example the unemployment rate, which has been stuck near 9 percent since the recession officially ended more than two years ago. When counting those who settle for part-time work or have quit looking, that rate rises to about 16.5 percent.
A crippled labor market also shifts bargaining power to employers, giving workers less leverage to seek raises. That could help explain why pay was nearly 2 percent less in August than it was a year earlier when adjusted for inflation.
Student loans are another common rallying point for protesters – as expressed in one sign that read "Want demands? How about student loan bailouts?"
The struggle to keep up with payments is clear; about 320,000 borrowers who entered repayment in 2009 defaulted on their student loans by the end of 2010, according to the Institute for College Access & Success. That's up about 33 percent from the previous year.
Meanwhile, the cost of annual health insurance premiums for family coverage rose 9 percent this year and surpassed $15,000 for the first time, according to the Kaiser Family Foundation and the Health Research and Educational Trust. Some don't have to worry about the uptick; an estimated 16 percent of the population does not have health insurance.
It's that economic backdrop that has driven a diversity of protesters to the streets
While a few hundred have been camping out in Manhattan's Zuccotti Park, many more join in for a few hours or a day to add their voices. Here's a look at some of the protesters who ventured by in the past week, and the financial issues they're dealing with: Read more...
By CANDICE CHOI and EILEEN AJ CONNELLY 10/14/11 04:13 PM ET
Huffington Post
NEW YORK -- The Occupy Wall Street protests are hitting a nerve.
A dearth of jobs, overwhelming student loans and soaring health-care costs are just three major issues protesters have targeted. And regardless of politics, economic data suggests they're not alone in their frustrations.
It may be why the protests have spread to other cities – including Boston, Cincinnati, Seattle and Washington, D.C. – after taking root in downtown New York nearly a month ago.
Take for example the unemployment rate, which has been stuck near 9 percent since the recession officially ended more than two years ago. When counting those who settle for part-time work or have quit looking, that rate rises to about 16.5 percent.
A crippled labor market also shifts bargaining power to employers, giving workers less leverage to seek raises. That could help explain why pay was nearly 2 percent less in August than it was a year earlier when adjusted for inflation.
Student loans are another common rallying point for protesters – as expressed in one sign that read "Want demands? How about student loan bailouts?"
The struggle to keep up with payments is clear; about 320,000 borrowers who entered repayment in 2009 defaulted on their student loans by the end of 2010, according to the Institute for College Access & Success. That's up about 33 percent from the previous year.
Meanwhile, the cost of annual health insurance premiums for family coverage rose 9 percent this year and surpassed $15,000 for the first time, according to the Kaiser Family Foundation and the Health Research and Educational Trust. Some don't have to worry about the uptick; an estimated 16 percent of the population does not have health insurance.
It's that economic backdrop that has driven a diversity of protesters to the streets
While a few hundred have been camping out in Manhattan's Zuccotti Park, many more join in for a few hours or a day to add their voices. Here's a look at some of the protesters who ventured by in the past week, and the financial issues they're dealing with: Read more...
Reports Examine Grade Nondisclosure Policies in MBA Degree Programs
By Catherine Groux
Posted October 06, 2011 03:11 PM
US NEWS
A 2011 survey by the Graduate Management Admission Council shows that when searching for potential hires among Master of Business Administration (MBA) graduates, recruiters look for many qualities. For example, about 77% of employers want job applicants who show initiative and professionalism, while 76% look for motivation and integrity. Other traits that recruiters find desirable among MBA degree holders are creativity, efficiency, goal orientation and adaptability.
For graduates of certain MBA programs, these characteristics can be more important than their grades, as some business schools encourage students not to show employers their grade point averages or grades until they are offered a full-time position. This policy is known as grade nondisclosure. Typically, business school students vote to implement grade nondisclosure rules upon themselves, and these guidelines are rarely enforced by deans and other academic leaders. Still, most recruiters will honor these policies if students decide to follow them. Read more >>
Posted October 06, 2011 03:11 PM
US NEWS
A 2011 survey by the Graduate Management Admission Council shows that when searching for potential hires among Master of Business Administration (MBA) graduates, recruiters look for many qualities. For example, about 77% of employers want job applicants who show initiative and professionalism, while 76% look for motivation and integrity. Other traits that recruiters find desirable among MBA degree holders are creativity, efficiency, goal orientation and adaptability.
For graduates of certain MBA programs, these characteristics can be more important than their grades, as some business schools encourage students not to show employers their grade point averages or grades until they are offered a full-time position. This policy is known as grade nondisclosure. Typically, business school students vote to implement grade nondisclosure rules upon themselves, and these guidelines are rarely enforced by deans and other academic leaders. Still, most recruiters will honor these policies if students decide to follow them. Read more >>
Places to Live the American Dream Abroad
by Kathleen Peddicord
Tuesday, October 11, 201
US News
Del Webb understood. When he conceived Sun City in Arizona, he realized that an important part of the appeal behind this retirement option would be the promise of community. Retiring to Sun City meant retiring among like-minded folks and never having to look too far to find company for dinner or someone to share a round of golf with you.
About 10,000 Baby Boomers will retire every day for the next 19 years. Nearly 12 percent of these (about 26 million would-be retirees) are considering retiring overseas.
If you're among that group, one thing to recognize is that there's no such thing as Sun City in most of the rest of the world. The formalized U.S. retirement communities that many of our parents opted for at this point in their lives don't exist in the countries that today offer the greatest retirement advantages and benefits.
That is not to say, however, that it's not possible to retire overseas among like-minded folks.
A friend who relocated his family from the United States to the south of France about the same time that we moved from the States to Ireland (some 13 years ago) once remarked, "You know, I think we're doing this the hard way. Here in France, we're scrambling to learn French so we can figure out what's going on, because we're always confused. We're trying to make friends and to find a place for ourselves in a French country community where families have known each other for generations. We don't understand French cultural nuances yet, so we're committing one faux pas after another. And we don't have any other Americans around to commiserate with, no one to show us the ropes. We've really jumped into the deep end of this living overseas thing.
"And you have, too, in Ireland. You aren't struggling with a new language [in fact, my husband and I would have argued that we were!], but you're on your own in a foreign community. You're living and working and sending your children to school among the Irish. You've plopped yourself down and are trying to fit in among the local community. Read more >>
Tuesday, October 11, 201
US News
Del Webb understood. When he conceived Sun City in Arizona, he realized that an important part of the appeal behind this retirement option would be the promise of community. Retiring to Sun City meant retiring among like-minded folks and never having to look too far to find company for dinner or someone to share a round of golf with you.
About 10,000 Baby Boomers will retire every day for the next 19 years. Nearly 12 percent of these (about 26 million would-be retirees) are considering retiring overseas.
If you're among that group, one thing to recognize is that there's no such thing as Sun City in most of the rest of the world. The formalized U.S. retirement communities that many of our parents opted for at this point in their lives don't exist in the countries that today offer the greatest retirement advantages and benefits.
That is not to say, however, that it's not possible to retire overseas among like-minded folks.
A friend who relocated his family from the United States to the south of France about the same time that we moved from the States to Ireland (some 13 years ago) once remarked, "You know, I think we're doing this the hard way. Here in France, we're scrambling to learn French so we can figure out what's going on, because we're always confused. We're trying to make friends and to find a place for ourselves in a French country community where families have known each other for generations. We don't understand French cultural nuances yet, so we're committing one faux pas after another. And we don't have any other Americans around to commiserate with, no one to show us the ropes. We've really jumped into the deep end of this living overseas thing.
"And you have, too, in Ireland. You aren't struggling with a new language [in fact, my husband and I would have argued that we were!], but you're on your own in a foreign community. You're living and working and sending your children to school among the Irish. You've plopped yourself down and are trying to fit in among the local community. Read more >>
Watch out for these popular scams
Top 10 avoidable scams
CBC - Wednesday October 5, 2011, 10:17 pm EDT
The Vancouver Police Department and the Better Business Bureau of B.C. have released their annual list of the Top 10 scams that consumers can avoid, and it includes a few new ones and few old cons that have been around for a while.
The computer virus scam
This is a relatively new scam in Canada that has been active in the U.K. for a number of years, say police.
The victim gets a phone call from a major computer company offering to fix a virus on the victim's computer. Once the victim logs on to a website, the screen goes black and the scammer, who is often based in India, charges the victim $150 to make the computer work again.
Police recommend simply hanging up on the caller and avoiding the websites they recommend.
The fake lottery scam
The victim, who is often elderly, is sent an email saying they have won a lottery, but they are told they need to send money before they can claim their prize. The lottery is a fake and the money is lost forever.
Police recommend warning elderly friends and relatives about this common scam.
Example
Concert or sports ticket reselling scam
The victim pays cash for an authentic ticket to a concert or sporting event from a reseller who was advertising online.
When the victim tries to use the ticket to enter the event they are denied entry because the ticket has been bought with a stolen credit card by the fraudster, and cancelled by the original company once they discover the fraud.
Police recommend only buying tickets from established ticket resellers and only to using a credit card to buy them so you can cancel the payment if the tickets are invalid.
The grandson in trouble overseas
Type 1 - The victim, often an elderly person, gets a call from some saying they are their grandson or another family member, and they are in trouble overseas and desperately need money to get home. The scammer also tells the victim to wire them the money, but not to tell anyone, because they want to keep the situation secret.
But victim later discovers the grandchild is fine and was never in trouble, and it was just an imposter who got their phone number by digging through their garbage.
Type 2 - The scammer gains access to the victim's email or Facebook account and sends a distress email to all of the victim's email contacts.
The email states that the victim is in distress in a foreign country and to keep the information confidential. As in the first type, the victim is asked to wire money to the foreign country, later discovering their friend was never in trouble.
Police recommend you don't put personal information in the garbage and protect your passwords online.
Fake property rental
In this scam the victim appears to find a great deal on a rental property and meets with the landlord online or in a coffee shop to close the deal.
After paying a damage deposit in cash or by wire service, when the victim tries to move in, they discover the landlord was a fake and somebody else might even be living in the home.
Police recommend you inspect all property in person and ask the landlord for photo identification, and pay with a post-dated personal cheque.
Example
Counterfeit currency used to buy electronics online
In this scam the victim posts an ad online to sell an item, often a popular valuable electronic item.
But the scammer pays for it with counterfeit currency and takes off before the victim notices the fraud.
Police say watch out for fake money when selling electronic items such as iPhones, Xboxes or PlayStations, and know at least three security features to ensure bills are not fake.
How to detect a counterfeit bill
The secret shopper scam
The victim gets a job from an online ad to be a mystery or secret shopper. The fake employer sends them a bank cheque and asks them to cash it, keep some for themselves and wire the rest back to test out a service such as Western Union.
But when the bank determines the cheque was a fake, the victim is charged for the money they sent the scammer.
Police say whenever you are asked by a stranger to wire money based on a cheque deposit, it is normally a scam
Example
The Nigerian Scam
This well-known scam is also known as the 419 scam after Section 419 of the Nigerian Penal Code that prohibits this activity. The victim gets a letter from an official in a foreign country asking for help getting a large amount of money out their country in exchange for a share of the loot.
The victim wires money to the scammer, but they get nothing in return.
Police warn that all advanced fee requests are scams and if you receive a letter in the mail or via fax, simply ignore it
Example
Fake bank security scam
The victim gets an email that appears to be from their bank asking them to open an attachment and enter their bank information in order to protect or verify their account. But the message is a clever fake and the scammer uses the information to access the victim's bank accounts.
Police warn no bank will email you regarding security issues and any requests should be deleted and ignored.
Example
The fake charity collector, home or fire inspector
In this scam, someone knocks on the victim's door claiming to be collecting for a charity or claiming to be a fire or building inspector. The victim feels pressured and donates or pays the person with cash.
Police say real charities and inspectors don't collect money door to door and you should lock the door and call police if anyone suspicious comes knocking asking for money.
CBC - Wednesday October 5, 2011, 10:17 pm EDT
The Vancouver Police Department and the Better Business Bureau of B.C. have released their annual list of the Top 10 scams that consumers can avoid, and it includes a few new ones and few old cons that have been around for a while.
The computer virus scam
This is a relatively new scam in Canada that has been active in the U.K. for a number of years, say police.
The victim gets a phone call from a major computer company offering to fix a virus on the victim's computer. Once the victim logs on to a website, the screen goes black and the scammer, who is often based in India, charges the victim $150 to make the computer work again.
Police recommend simply hanging up on the caller and avoiding the websites they recommend.
The fake lottery scam
The victim, who is often elderly, is sent an email saying they have won a lottery, but they are told they need to send money before they can claim their prize. The lottery is a fake and the money is lost forever.
Police recommend warning elderly friends and relatives about this common scam.
Example
Concert or sports ticket reselling scam
The victim pays cash for an authentic ticket to a concert or sporting event from a reseller who was advertising online.
When the victim tries to use the ticket to enter the event they are denied entry because the ticket has been bought with a stolen credit card by the fraudster, and cancelled by the original company once they discover the fraud.
Police recommend only buying tickets from established ticket resellers and only to using a credit card to buy them so you can cancel the payment if the tickets are invalid.
The grandson in trouble overseas
Type 1 - The victim, often an elderly person, gets a call from some saying they are their grandson or another family member, and they are in trouble overseas and desperately need money to get home. The scammer also tells the victim to wire them the money, but not to tell anyone, because they want to keep the situation secret.
But victim later discovers the grandchild is fine and was never in trouble, and it was just an imposter who got their phone number by digging through their garbage.
Type 2 - The scammer gains access to the victim's email or Facebook account and sends a distress email to all of the victim's email contacts.
The email states that the victim is in distress in a foreign country and to keep the information confidential. As in the first type, the victim is asked to wire money to the foreign country, later discovering their friend was never in trouble.
Police recommend you don't put personal information in the garbage and protect your passwords online.
Fake property rental
In this scam the victim appears to find a great deal on a rental property and meets with the landlord online or in a coffee shop to close the deal.
After paying a damage deposit in cash or by wire service, when the victim tries to move in, they discover the landlord was a fake and somebody else might even be living in the home.
Police recommend you inspect all property in person and ask the landlord for photo identification, and pay with a post-dated personal cheque.
Example
Counterfeit currency used to buy electronics online
In this scam the victim posts an ad online to sell an item, often a popular valuable electronic item.
But the scammer pays for it with counterfeit currency and takes off before the victim notices the fraud.
Police say watch out for fake money when selling electronic items such as iPhones, Xboxes or PlayStations, and know at least three security features to ensure bills are not fake.
How to detect a counterfeit bill
The secret shopper scam
The victim gets a job from an online ad to be a mystery or secret shopper. The fake employer sends them a bank cheque and asks them to cash it, keep some for themselves and wire the rest back to test out a service such as Western Union.
But when the bank determines the cheque was a fake, the victim is charged for the money they sent the scammer.
Police say whenever you are asked by a stranger to wire money based on a cheque deposit, it is normally a scam
Example
The Nigerian Scam
This well-known scam is also known as the 419 scam after Section 419 of the Nigerian Penal Code that prohibits this activity. The victim gets a letter from an official in a foreign country asking for help getting a large amount of money out their country in exchange for a share of the loot.
The victim wires money to the scammer, but they get nothing in return.
Police warn that all advanced fee requests are scams and if you receive a letter in the mail or via fax, simply ignore it
Example
Fake bank security scam
The victim gets an email that appears to be from their bank asking them to open an attachment and enter their bank information in order to protect or verify their account. But the message is a clever fake and the scammer uses the information to access the victim's bank accounts.
Police warn no bank will email you regarding security issues and any requests should be deleted and ignored.
Example
The fake charity collector, home or fire inspector
In this scam, someone knocks on the victim's door claiming to be collecting for a charity or claiming to be a fire or building inspector. The victim feels pressured and donates or pays the person with cash.
Police say real charities and inspectors don't collect money door to door and you should lock the door and call police if anyone suspicious comes knocking asking for money.
What really made Steve Jobs successful
iCame, iSaw, iConquered: By understanding human desire, Steve Jobs changed the world
Ted Anthony, The Associated Press, On Wednesday October 5, 2011, 11:50 pm EDT
CUPERTINO, Calif. - In dark suit and bowtie, he is a computing-era carnival barker — eyebrows bouncing, hands gesturing, smile seductive and coy and a bit annoying. It's as if he's on his first date with an entire generation of consumers. And, in a way, he is.
It is Jan. 24, 1984, and a young Steve Jobs is standing at centre stage, introducing to shareholders of Apple Computer Inc. the "insanely great" machine that he's certain will change the world: a beige plastic box called the Macintosh.
Here is the Wizard of Cupertino at the threshold of it all, years before the black mock turtleneck and blue jeans. He is utterly in command — of his audience and of his performance. All of the Jobs storytelling staples are emerging.
The hyperbole: "You have to see this display to believe it. It's incredible."
The villain: "And all of this power fits in a box that is one-third the size and weight of an IBM PC."
The tease: "Now I'd like to show you Macintosh in person. All of the images you are about to see on the large screen will be generated by what's in that bag."
He retreats into the shadows, pulls the inaugural Mac out of its satchel. He inserts a disk and boots up. Suddenly, on the screen — roughly pixelated by today's standards but, for 1984, stunning — a typeface rolls by to the theme from "Chariots of Fire." A picture of a geisha appears. Then a spreadsheet. Architectural renderings. A game of video chess. A bitmapped drawing of Steve Jobs dreaming of a Mac.
The computer speaks. "Hello. I'm Macintosh. It sure is great to get out of that bag," it says. "It is with considerable pride that I introduce a man who's been like a father to me: Steve Jobs ."
Applause shakes the place. Steven Paul Jobs, basking in it, tries not to grin. He fails. The future, at this moment, is his.
___(equals)
It is 27 years later now, and Steve Jobs has exited the stage he managed so well. We are left with the talismans of his talent, a tech diaspora: the descendants of that original Mac. The iPod and iTunes , Nanos and Shuffles and Classics and Touches. The Apple Store. The iPhone and the App Store and the iPad 2. They are part of the cultural fabric — tools that make our lives easier and, some insist, sexier and more streamlined.
But taken together, what do they mean? Are they merely gadgets and services that sold well, that answered the market's needs for humans of the late 20th and early 21st centuries? Did Jobs' prickly perfectionism — born, some said, of outsized ego — merely create a whole run of really useful tools? Or is something more elemental at play here?
Jobs the CEO, Jobs the technologist and futurist, Jobs the inventor and innovator and refiner of others' ideas: All of them, in the end, relied upon another Steve Jobs who sewed the others together and bottled their lightning: Steve Jobs the storyteller, spinning the tale of our age and of his own success, and making it happen as he went.
From his earliest days with Apple co-founder Steve Wozniak , he was a half step ahead of the rest of us, innovating and inventing and creating and doggedly marketing it all by building a lifestyle around it. From Apple's personal computers, he harnessed the new and repackaged the existing to create something fresh, something more.
Beyond his measurable successes, though, Steve Jobs claims one spot in history above all others: He realized what we wanted before we understood it ourselves.
We wanted easy to use. We wanted to lose ourselves in what our gadgets did. We wanted sleek, cool, streamlined — things that weren't always associated with consumer electronics. We wanted the relationship between object fetish and functionality to be indistinguishable. We wanted to touch the future without seams that would yank us out of our communion with our machines. We wanted, in short, intricate simplicity.
To Jobs, the above sentences might have been commandments. They were used to denounce — in a friendly manner, but always pointed — what Apple cast as the corporate, bland chaos of the PC culture that IBM and Microsoft were creating.
In Jobs' hands those principles were potent weapons. Apple's successes and missteps are well known, but things seemed to accumulate voltage when they passed through the switching station of Jobs' brain.
"There are two sides of it. One is the interface design side. The other is his ability to persuade major media outlets and others to work with him," says Edward Tenner, a technology historian and author of "Our Own Devices: How Technology Remakes Humanity."
"His personal mystique," Tenner says, "became a self-fulfilling prophecy."
Some of it is the American penchant for big personalities. Microsoft had Bill Gates, Facebook Marc Zuckerberg. A dominant human face focuses things. Think of IBM, one of the 20th century's most influential companies: It dominated as the computer age dawned but lacked a defining figure; does it hold the same place in popular culture as an Apple or a Facebook ? The Hollywood storytelling tradition, built on the American cult of individual achievement, feeds the belief in a national history of invention and innovation.
Progress by committee? Not so compelling a script, even though Apple succeeds on the hard work of thousands. But the American inventor mystique — the notion that one guy armed with a combination of a good idea, hard work, challenging conditions and a bit of snake oil, can still change the world? That's been a big seller since Eli Whitney and the cotton gin.
When it comes to Jobs, comparisons are legion. Like Edison? A little, but not really; Edison didn't understand the elegance of interfaces. Like Barnum, selling the sizzle? Except that Jobs had the steak, too. Perhaps more like broadcast pioneers David Sarnoff and Bill Paley, who realized they must harness the pipeline — the airwaves, in their case — so that the content could flow through.
In a world of corporations and committees and consultation and collaboration, Jobs personified the power of the individual to effect an outcome — or at least the appearance of it. He was nothing if not cinematic. He projected his own image onto giant screens behind him as he rolled out product after product like some microchip Merlin. He was not merely a technologist; he was a stylemaker.
Jobs "saw there was this personal quality to computing," says Paul Levinson, author of "Cellphone: The Story of the World's Most Mobile Medium and How It Has Transformed Everything."
"The attractiveness of the product . They're gleaming, beautiful objects that are physically attractive," Levinson says. "iPods are almost worn as jewelry. Who would have imagined it would have been cool to see wires coming out of somebody's ear?"
___(equals)
Every medium, of course, needs messages. Every container needs content. Every gadget, to endure, needs to transcend itself and become what the people who use it dream it could be.
Imagine, in the Foghat and Starland Vocal Band days of 1976 when Apple came into existence, if someone said you could acquire all the music you could listen to in a lifetime, from the best bands, in a matter of moments — and not by ordering 10 eight-track tapes for a penny from Columbia House . Unthinkable.
Imagine if, on the day Jobs introduced the Mac, someone said: Hey, wanna watch "Risky Business" on this screen that looks like a thick piece of paper? And we can read magazines and newspapers AND play Missile Command while we're waiting for it to — what's the word? — "download." Preposterous.
Sure, we had downloaded music and even movies before iTunes ; yes, we had been digital when it came to reading before the App Store. But again Apple stood in the intersection of utility and desire. Those services helped free content from physical format and let it go where people were.
When Jobs introduced the iPhone in 2007, his sexy-beast patter made a great point of identifying the three fundamental gadgets that people sought out: the music player, the cellphone and the Internet-access device. The iPhone , he made great hay of saying, was all three.
Apple didn't just want to make money from things it made; it wanted to make money from things others made — to be a distributor of content through its devices. So if you want The New York Times on your iPad, Apple gets a cut. If you want premium Weather Channel maps, Apple gets a cut. If you want the Beatles or "Harry Potter" and you get 'em on iTunes , Apple gets a cut.
Put another way: Jobs built a tech company, then left. When he came back, the landscape had changed enough that he decided, hey— this should be a media company, too. The Internet era had arrived and the two notions had grown together. And there Steve Jobs stood in the middle, getting it — and controlling the conditions of distribution to benefit Apple, much to content companies' irritation.
"Asking if something is a media company or a tech company is now irrelevant. Media is technology. Technology is media," says Dale Peskin, a principal at We Media, a Virginia firm that studies how media, technology and society are changing each other.
"The distinction," he says, "has become nonsensical."
___(equals)
In one episode of " Mad Men ," the ad-exec main character, Don Draper, builds a campaign around Kodak's slide projector, which the company calls the "photo wheel." Draper understands that what resonates is not what the gadget does; it's what it means that's important.
"There's the rare occasion," he says, "when the public can be engaged beyond flash — if they have a sentimental bond with the product." And lo: Draper rechristens the photo wheel the Carousel — because, he says, "it lets us travel the way a child travels — round and round and back home again, to a place where we know we are loved."
What Don Draper did with the slide projector in fiction, Steve Jobs did with technology in the real world. He constructed meaning from desire.
"What are we, anyway? Most of what we think we are is just a collection of likes and dislikes, habits, patterns. At the core of what we are is our values, and what decisions and actions we make reflect those values," Jobs said in a Playboy interview in 1985.
For Jobs, it was about harnessing the here and now with devices that propelled you into the future — the one " Star Trek " and "The Jetsons" promised, where gadgetry lived alongside us without devaluing humans in the process.
As eulogies pour in, it's easy to conclude that Apple was Steve Jobs and Steve Jobs was Apple. The reality is far more complex. Teams upon teams of creative people built the company's dreams and hid its seams.
But on the inside, dictatorship, however benevolent, tends to be more efficient than democracy. And looking from the outside, the charismatic front man trumps communal, incremental progress. Genius may indeed be 1 per cent inspiration and 99 per cent perspiration, but selling genius to the masses — well, that ratio is probably far more balanced.
There is criticism that Jobs was an amplifier, a conduit of others' originality. But he understood how to turn raw ideas into applied, coveted tech. "People always knock him for building off other people. But he knew what to do with it," says Leander Kahney, editor and publisher of the tech blog Cult of Mac.
He made people believe his reality was the one they desired. He convinced us of what we couldn't live without, then packaged it and sold it to us. With a sales sensibility drawn from the 19th century, he sold us the 21st. Which did he do more of — nuts and bolts or smoke and mirrors? Does it matter? Aren't both necessary for what he and Apple accomplished?
In the end, these things are true: a beige plastic cube with a grey screen and a slot in it changed computing. A tiny box that stored bits and bytes, helped along by a virtual store that sold digital files for 99 cents each, changed music. Another tiny one-button box that did hundreds of things changed phones and media. And a flat, paper-sized slate, a latter day tabula rasa, is still changing all of the above in ways we haven't yet measured.
David Gelernter offers insight into the Jobsian personality in "Machine Beauty: Elegance and the Heart of Technology," his 1998 book. "We believe implicitly that the scientist is one type, the artist a radically different one," Gelernter writes. "In fact, the scientific and artistic personalities overlap more than they differ, and the higher we shimmy into the leafy canopy of talent, the closer the two enterprises seem."
On a recent lunch hour in Cupertino, de Anza Boulevard, which runs right through the campus of Apple headquarters, is full of pedestrians — the acolytes of Jobs. Stop at a red light and watch as they cross. Invariably, each one carries a device. A woman is engrossed in what's on her iPad. A young man is chatting on an iPhone . Three people wear earbuds with white cords snaking into various pockets. One is singing.
Here's the funny thing. Three days later and 3,000 miles east, an urban crosswalk produces the same sight — human beings interacting with the fruits of the Apple tree, doing what they do with Jobs' vision of progress, integrating his gadgets and their contents into everyday life.
Was he inventor? Salesman? Entertainer? Visionary? Those questions miss the point. Like his devices, Steve Jobs was a medium that led us to other destinations — the ones of our own choosing. That's what made him different. He's gone, but the future he saw is still, quite literally, in our hands.
___(equals)
EDITOR'S NOTE — Ted Anthony writes about American culture for The Associated Press. Follow him on Twitter at twitter.com/anthonyted
Ted Anthony, The Associated Press, On Wednesday October 5, 2011, 11:50 pm EDT
CUPERTINO, Calif. - In dark suit and bowtie, he is a computing-era carnival barker — eyebrows bouncing, hands gesturing, smile seductive and coy and a bit annoying. It's as if he's on his first date with an entire generation of consumers. And, in a way, he is.
It is Jan. 24, 1984, and a young Steve Jobs is standing at centre stage, introducing to shareholders of Apple Computer Inc. the "insanely great" machine that he's certain will change the world: a beige plastic box called the Macintosh.
Here is the Wizard of Cupertino at the threshold of it all, years before the black mock turtleneck and blue jeans. He is utterly in command — of his audience and of his performance. All of the Jobs storytelling staples are emerging.
The hyperbole: "You have to see this display to believe it. It's incredible."
The villain: "And all of this power fits in a box that is one-third the size and weight of an IBM PC."
The tease: "Now I'd like to show you Macintosh in person. All of the images you are about to see on the large screen will be generated by what's in that bag."
He retreats into the shadows, pulls the inaugural Mac out of its satchel. He inserts a disk and boots up. Suddenly, on the screen — roughly pixelated by today's standards but, for 1984, stunning — a typeface rolls by to the theme from "Chariots of Fire." A picture of a geisha appears. Then a spreadsheet. Architectural renderings. A game of video chess. A bitmapped drawing of Steve Jobs dreaming of a Mac.
The computer speaks. "Hello. I'm Macintosh. It sure is great to get out of that bag," it says. "It is with considerable pride that I introduce a man who's been like a father to me: Steve Jobs ."
Applause shakes the place. Steven Paul Jobs, basking in it, tries not to grin. He fails. The future, at this moment, is his.
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It is 27 years later now, and Steve Jobs has exited the stage he managed so well. We are left with the talismans of his talent, a tech diaspora: the descendants of that original Mac. The iPod and iTunes , Nanos and Shuffles and Classics and Touches. The Apple Store. The iPhone and the App Store and the iPad 2. They are part of the cultural fabric — tools that make our lives easier and, some insist, sexier and more streamlined.
But taken together, what do they mean? Are they merely gadgets and services that sold well, that answered the market's needs for humans of the late 20th and early 21st centuries? Did Jobs' prickly perfectionism — born, some said, of outsized ego — merely create a whole run of really useful tools? Or is something more elemental at play here?
Jobs the CEO, Jobs the technologist and futurist, Jobs the inventor and innovator and refiner of others' ideas: All of them, in the end, relied upon another Steve Jobs who sewed the others together and bottled their lightning: Steve Jobs the storyteller, spinning the tale of our age and of his own success, and making it happen as he went.
From his earliest days with Apple co-founder Steve Wozniak , he was a half step ahead of the rest of us, innovating and inventing and creating and doggedly marketing it all by building a lifestyle around it. From Apple's personal computers, he harnessed the new and repackaged the existing to create something fresh, something more.
Beyond his measurable successes, though, Steve Jobs claims one spot in history above all others: He realized what we wanted before we understood it ourselves.
We wanted easy to use. We wanted to lose ourselves in what our gadgets did. We wanted sleek, cool, streamlined — things that weren't always associated with consumer electronics. We wanted the relationship between object fetish and functionality to be indistinguishable. We wanted to touch the future without seams that would yank us out of our communion with our machines. We wanted, in short, intricate simplicity.
To Jobs, the above sentences might have been commandments. They were used to denounce — in a friendly manner, but always pointed — what Apple cast as the corporate, bland chaos of the PC culture that IBM and Microsoft were creating.
In Jobs' hands those principles were potent weapons. Apple's successes and missteps are well known, but things seemed to accumulate voltage when they passed through the switching station of Jobs' brain.
"There are two sides of it. One is the interface design side. The other is his ability to persuade major media outlets and others to work with him," says Edward Tenner, a technology historian and author of "Our Own Devices: How Technology Remakes Humanity."
"His personal mystique," Tenner says, "became a self-fulfilling prophecy."
Some of it is the American penchant for big personalities. Microsoft had Bill Gates, Facebook Marc Zuckerberg. A dominant human face focuses things. Think of IBM, one of the 20th century's most influential companies: It dominated as the computer age dawned but lacked a defining figure; does it hold the same place in popular culture as an Apple or a Facebook ? The Hollywood storytelling tradition, built on the American cult of individual achievement, feeds the belief in a national history of invention and innovation.
Progress by committee? Not so compelling a script, even though Apple succeeds on the hard work of thousands. But the American inventor mystique — the notion that one guy armed with a combination of a good idea, hard work, challenging conditions and a bit of snake oil, can still change the world? That's been a big seller since Eli Whitney and the cotton gin.
When it comes to Jobs, comparisons are legion. Like Edison? A little, but not really; Edison didn't understand the elegance of interfaces. Like Barnum, selling the sizzle? Except that Jobs had the steak, too. Perhaps more like broadcast pioneers David Sarnoff and Bill Paley, who realized they must harness the pipeline — the airwaves, in their case — so that the content could flow through.
In a world of corporations and committees and consultation and collaboration, Jobs personified the power of the individual to effect an outcome — or at least the appearance of it. He was nothing if not cinematic. He projected his own image onto giant screens behind him as he rolled out product after product like some microchip Merlin. He was not merely a technologist; he was a stylemaker.
Jobs "saw there was this personal quality to computing," says Paul Levinson, author of "Cellphone: The Story of the World's Most Mobile Medium and How It Has Transformed Everything."
"The attractiveness of the product . They're gleaming, beautiful objects that are physically attractive," Levinson says. "iPods are almost worn as jewelry. Who would have imagined it would have been cool to see wires coming out of somebody's ear?"
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Every medium, of course, needs messages. Every container needs content. Every gadget, to endure, needs to transcend itself and become what the people who use it dream it could be.
Imagine, in the Foghat and Starland Vocal Band days of 1976 when Apple came into existence, if someone said you could acquire all the music you could listen to in a lifetime, from the best bands, in a matter of moments — and not by ordering 10 eight-track tapes for a penny from Columbia House . Unthinkable.
Imagine if, on the day Jobs introduced the Mac, someone said: Hey, wanna watch "Risky Business" on this screen that looks like a thick piece of paper? And we can read magazines and newspapers AND play Missile Command while we're waiting for it to — what's the word? — "download." Preposterous.
Sure, we had downloaded music and even movies before iTunes ; yes, we had been digital when it came to reading before the App Store. But again Apple stood in the intersection of utility and desire. Those services helped free content from physical format and let it go where people were.
When Jobs introduced the iPhone in 2007, his sexy-beast patter made a great point of identifying the three fundamental gadgets that people sought out: the music player, the cellphone and the Internet-access device. The iPhone , he made great hay of saying, was all three.
Apple didn't just want to make money from things it made; it wanted to make money from things others made — to be a distributor of content through its devices. So if you want The New York Times on your iPad, Apple gets a cut. If you want premium Weather Channel maps, Apple gets a cut. If you want the Beatles or "Harry Potter" and you get 'em on iTunes , Apple gets a cut.
Put another way: Jobs built a tech company, then left. When he came back, the landscape had changed enough that he decided, hey— this should be a media company, too. The Internet era had arrived and the two notions had grown together. And there Steve Jobs stood in the middle, getting it — and controlling the conditions of distribution to benefit Apple, much to content companies' irritation.
"Asking if something is a media company or a tech company is now irrelevant. Media is technology. Technology is media," says Dale Peskin, a principal at We Media, a Virginia firm that studies how media, technology and society are changing each other.
"The distinction," he says, "has become nonsensical."
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In one episode of " Mad Men ," the ad-exec main character, Don Draper, builds a campaign around Kodak's slide projector, which the company calls the "photo wheel." Draper understands that what resonates is not what the gadget does; it's what it means that's important.
"There's the rare occasion," he says, "when the public can be engaged beyond flash — if they have a sentimental bond with the product." And lo: Draper rechristens the photo wheel the Carousel — because, he says, "it lets us travel the way a child travels — round and round and back home again, to a place where we know we are loved."
What Don Draper did with the slide projector in fiction, Steve Jobs did with technology in the real world. He constructed meaning from desire.
"What are we, anyway? Most of what we think we are is just a collection of likes and dislikes, habits, patterns. At the core of what we are is our values, and what decisions and actions we make reflect those values," Jobs said in a Playboy interview in 1985.
For Jobs, it was about harnessing the here and now with devices that propelled you into the future — the one " Star Trek " and "The Jetsons" promised, where gadgetry lived alongside us without devaluing humans in the process.
As eulogies pour in, it's easy to conclude that Apple was Steve Jobs and Steve Jobs was Apple. The reality is far more complex. Teams upon teams of creative people built the company's dreams and hid its seams.
But on the inside, dictatorship, however benevolent, tends to be more efficient than democracy. And looking from the outside, the charismatic front man trumps communal, incremental progress. Genius may indeed be 1 per cent inspiration and 99 per cent perspiration, but selling genius to the masses — well, that ratio is probably far more balanced.
There is criticism that Jobs was an amplifier, a conduit of others' originality. But he understood how to turn raw ideas into applied, coveted tech. "People always knock him for building off other people. But he knew what to do with it," says Leander Kahney, editor and publisher of the tech blog Cult of Mac.
He made people believe his reality was the one they desired. He convinced us of what we couldn't live without, then packaged it and sold it to us. With a sales sensibility drawn from the 19th century, he sold us the 21st. Which did he do more of — nuts and bolts or smoke and mirrors? Does it matter? Aren't both necessary for what he and Apple accomplished?
In the end, these things are true: a beige plastic cube with a grey screen and a slot in it changed computing. A tiny box that stored bits and bytes, helped along by a virtual store that sold digital files for 99 cents each, changed music. Another tiny one-button box that did hundreds of things changed phones and media. And a flat, paper-sized slate, a latter day tabula rasa, is still changing all of the above in ways we haven't yet measured.
David Gelernter offers insight into the Jobsian personality in "Machine Beauty: Elegance and the Heart of Technology," his 1998 book. "We believe implicitly that the scientist is one type, the artist a radically different one," Gelernter writes. "In fact, the scientific and artistic personalities overlap more than they differ, and the higher we shimmy into the leafy canopy of talent, the closer the two enterprises seem."
On a recent lunch hour in Cupertino, de Anza Boulevard, which runs right through the campus of Apple headquarters, is full of pedestrians — the acolytes of Jobs. Stop at a red light and watch as they cross. Invariably, each one carries a device. A woman is engrossed in what's on her iPad. A young man is chatting on an iPhone . Three people wear earbuds with white cords snaking into various pockets. One is singing.
Here's the funny thing. Three days later and 3,000 miles east, an urban crosswalk produces the same sight — human beings interacting with the fruits of the Apple tree, doing what they do with Jobs' vision of progress, integrating his gadgets and their contents into everyday life.
Was he inventor? Salesman? Entertainer? Visionary? Those questions miss the point. Like his devices, Steve Jobs was a medium that led us to other destinations — the ones of our own choosing. That's what made him different. He's gone, but the future he saw is still, quite literally, in our hands.
___(equals)
EDITOR'S NOTE — Ted Anthony writes about American culture for The Associated Press. Follow him on Twitter at twitter.com/anthonyted
Debit Card Fees: Bank of America Made the Right Decision
By Marianne Bickle
Robert C. Gallagher said “Change is inevitable – except from a vending machine.” And so too change is coming from the banking industry. Bank of America’s announcement last week of the $5.00 monthly charge for debit cards users drew outrage from consumers. The media jumped on the story with vigor. The bank is being examined under a microscope by a bevy of news analysts.
You may be wondering why I, as retailer, would write on BofA. This topic fascinates me because as a retailer I have have long understood that once you offer a product or service for free to customers, the process of raising prices can be a very loud and painful experience.
Based on recent news media, I’m not sure consumers remember that they have choices. I am always amazed when people complain about a product or service and then say they can’t live without the stated service. Let me clarify – - I don’t mean health care; I mean everyday product and services (e.g., fashion clothing, cosmetics or banking services). Everyone has choices. We all have the right to say “Yes I chose to purchase this product or service” or “No take business and its services to the curb and dump it.”
Let’s examine several scenarios – - a “what if” game if you wish.
Scenario 1: The banks could back down from public pressure. BoA apologizes for any miscommunication and the debit cards may be used without a fee. Reality 1: This will never, ever happen. BoA has carefully considered all scenarios. Some consumers may switch banks. In actuality more banks will probably follow with the monthly fees. Large banks are strong, tough and run a tight ship. Top executives don’t make a decision and public announcement without carefully analyzing all scenarios. I just included this as an option because it is possible, but not probable. Read more
Robert C. Gallagher said “Change is inevitable – except from a vending machine.” And so too change is coming from the banking industry. Bank of America’s announcement last week of the $5.00 monthly charge for debit cards users drew outrage from consumers. The media jumped on the story with vigor. The bank is being examined under a microscope by a bevy of news analysts.
You may be wondering why I, as retailer, would write on BofA. This topic fascinates me because as a retailer I have have long understood that once you offer a product or service for free to customers, the process of raising prices can be a very loud and painful experience.
Based on recent news media, I’m not sure consumers remember that they have choices. I am always amazed when people complain about a product or service and then say they can’t live without the stated service. Let me clarify – - I don’t mean health care; I mean everyday product and services (e.g., fashion clothing, cosmetics or banking services). Everyone has choices. We all have the right to say “Yes I chose to purchase this product or service” or “No take business and its services to the curb and dump it.”
Let’s examine several scenarios – - a “what if” game if you wish.
Scenario 1: The banks could back down from public pressure. BoA apologizes for any miscommunication and the debit cards may be used without a fee. Reality 1: This will never, ever happen. BoA has carefully considered all scenarios. Some consumers may switch banks. In actuality more banks will probably follow with the monthly fees. Large banks are strong, tough and run a tight ship. Top executives don’t make a decision and public announcement without carefully analyzing all scenarios. I just included this as an option because it is possible, but not probable. Read more
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